Central Bank Rate: 1.90%
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Loan Apps Republic of Botswana

17 Verified Lenders • From 14.0% APR

Central Bank Rate 1.90%
Inflation Rate 1.40%
GDP/Capita BWP 94,435
Average Monthly Salary BWP 6,803
Income Tax Rate 26.5%
Average Property Price BWP 1,200K
Unemployment Rate 23.0%

Loan Types Available

Personal Loans

Interest Rate 14.01% - 26.01%
Loan Amount BWP 1,000 - 500K
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Business Loans

Interest Rate 6.86% - 21.01%
Loan Amount BWP 50,000 - 2,000K
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Student Loans

Interest Rate 14.01% - 26.01%
Loan Amount BWP 1,000 - 200K
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Mortgage Loans

Interest Rate 7.25% - 11.01%
Loan Amount BWP 50,000 - 10,000K
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Auto Loans

Interest Rate 8.01% - 12.01%
Loan Amount BWP 75,000 - 1,000K
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General Requirements

Age Requirements

21 - 65 years

Residency

Required

Credit Score System

Experian

Minimum Down Payment

10.0%

Top Lenders

Absa Bank

4.7
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Agora Microfinance Botswana Limited

4.6
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Peo Finance Proprietary Limited

4.6
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TueloPAY

4.5
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Bamboo

4.5
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Palmcredit

4.4
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Loan Calculator

Monthly Payment BWP 890
Total Cost BWP 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews